In regards to getting a lender/bank to subordinate in today's climate is going to be tough.

If you're in for the long haul and are willing to engage the community to decrease disorder, then I would point you to best practices for community building.

In the economic climate we are in there are way to many parts of the country where you would never get a proper value of your asset in line with construction costs.

I'll be sure to evaluate the local housing climate before I obligate myself to buy anything.

I am an hvac contractor in Richmond va and depending on your climate you also might consider disgaurding the system all together and installing a heat pump so it is included in the electric bill and is one less thing you have to worry about.

Hope this helps.I've been doing a lot of research on this the past year, and this is what I've found (I could be wrong of course):Material prices aren't too much different around the country if you shop around for suppliers (there are differences in areas where shipping is more difficult and costly), and labor prices are surprisingly consistent (though there is a range of about 25-35%) if you ignore the high priced areas.Obviously, there will be regional differences in both labor and materials (especially in places where climate, soil and natural conditions impact building codes), but if you ignore places like NY, NJ, California, etc, you'll find that prices generally fall within 25-50%.I see you're in NJ, so you can probably throw the prices I mention out the window, but for a surprisingly large % of the country (especially between the coasts), prices will be pretty consistent within a 25-35% range.All that said, this is a topic I'm very interested in, and would love other data points, as I could be wrong

im with John on investing in college towns though because its important to have schools,jobs hospitals and something about the area interesting like here are some examples. a nearby water feature like beach,ocean,port,major river,lake mountain w skiing, or mild climate.

Climate, Cotton, Copper, Construction.

There are occasionally problems with showing occupied units such as smells, disorder, etc.

We have did jobs were we had to put additives in the paint to do commercial work that was time sensitive .That 800# on the back on the can of paint that is for the engineers that will tell you if they cary a paint that will work in that climate