There are a decent number of VTB's in Winnipeg but it is typically for very cheap properties and/or properties that won't sell. 99% of agents have no clue what they are or how to negotiate the terms of a VTB.Most sellers need the cash for either there next home or retirement so your best chance of finding seller financing options are for buying properties already owned by investors

It will require Ca Fair Plan insurance which is not cheap but is likely cheaper than a free market would dictate.  

IF you wanted to buy properties on the cheap AND do the work yourself (instead of hiring a contractor), then you want to buy with HML, do the renovations, then do a cash out refi and move into it.

And remember, both will appear cheap to you, but that doesn't mean they will necessarily be good investments.  

We learned that SEO could be VERY profitable, but you probably aren’t going to get the results you want from a “generic” program, no matter how costly or cheap.  

Be a cheap slumlord, and you'll be selling in 6 months.

Broken Bow - I remember this market had a lot of attention a couple years back because it was a relatively cheap market. 

That is an entire property in some cheap markets.2) will the rent after the high LTV refi to extract the value add at least break even.  

REI Game Changers is a beginner program that relies on cheap spray and pray list marketing.

Umbrellas are pretty cheap, so I would not try to avoid them.2) This is also a decent option, but I've seen people do 1 house per LLC which seems ridiculous.3) This 1% thing is unlikely to have the benefit you hoped.