Tell him he clearly can't afford the rent and things won't get better.

This is the best long term solution. 

It's affordable and offers strong cash flow potential.

It was actually affordable 2018.

Affordable housing? 

This is a growing trend in rentals to increase cash flow and help your community with affordable housing! 

I feel this gives me the flexibility to find the right solution for my client and not just sell what my bank offers.

It is usually allowable up to 6 - 12 months after the purchase. 3.Buildings are determined as commercial or residential based on the official cadastral category by the local council.4.Commercial mortgage LTV Max 60% depending on the specifics. 5.Not an issue using foreign income for affordability calculations if salary is taken into account. 6.Property valuation is conducted by a valuation company requested by the bank. 7.Residential mortgages can be up to around 80% LTV depending on affordability. 8.

I still believe affordable housing is a great investment. 

Affordable Housing Incentives -While SB 9 encourages new development, it also includes provisions to protect existing tenants and preserve affordability.