Car loan, credit cards, anything that will be reported to your credit report.Now as for your loan on land, you will be looking at 20% down maybe even 25%, and they may require a co-signor.

I am not surrounded by people that can borrow me the money or are in a situation where they could be a co-signer.

A co-worker told me that they purchesed a town house in Greece and that they got a good deal (about $140,000).

The person with the good credit opens credit cards or loans for the person with no or poor credit as a co-signer.

I can't find it listed on mls or a co site though 2 nearby ones for sale are listed on the co site.

This property is a Co-op located in N.Y.CBest regards,

.) -- including a lien on the stock of a cooperative housing corporation (a “co-op”) -- no lender can enforce its due-on-sale clause due to any of the following prevalent circumstances:(1) The creation of a lien (or other encumbrance subordinate to the lender's security instrument) that does not relate to a transfer of rights of occupancy in the property;(2) The creation of a purchase money security interest for household appliances;(3) A transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety;(4) The granting of a leasehold interest of three years or less* not containing an option to purchase(5) A transfer to a relative resulting from the death of a borrower;(6) A transfer where the spouse or children of the borrower would become owners of the property;(7) A transfer resulting from a decree of dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the borrower becomes an owner of the property(8) A transfer of the borrower’s property into an inter vivos trust in which the borrower is and remains a beneficiary and which [trust agreement] does not relate to a transfer of rights of occupancy in the property; or(9) Any other transfer or disposition described in regulations prescribed by the Federal Home Loan Bank Board.

Hello,I'm slowly easing through the process of purchasing into a Co-op via my books.I've read that when purchasing a house, have a "Buyer's Agent" on your team is a must.

If you feel you must pay a commission, go with a limited service listing company that will put you on MLS, but with a promise that you will pay the selling agent a co-broke fee.

I saw the house while dropping a co-worker home.