@Chris ReyesMy father died and had no money nor asset to his name to leave to his family... luckily his kids were grown and working in careers.... made me realize my young family with 2 toddlers would be in really bad shape if I passed early.

majority of  people are likely in the financial infants or toddler category.  

Cheaper car insurance, refi the more expensive car (I have two) that saved me $250/mo on the payment, and all the bills got it down to 3500 a month and I can really feel the difference. now I'm looking to put $100 a month towards some type of savings account for my two toddler sons, I've got almost 10k in credit card debt I consolidated into a personal loan with no interest for a year I believe I'll pay it off in that time and I've got a little more than 10k left on the less expensive car I have.

between the day job, the touch point with contractors at night, and toddler play, i have hardly time to eat my dinner.the small talk (corny jokes) = a waste of time, as well. they should be 30 mins tops.

I did that road in a rented Nissan versa with wheels that belong on my toddler's Barbie jeep.

Yes, it is completely normal to have to do laundry everyday if you have 3 kids, especially a toddler!

There was an instance where a teen got in a car and backed over a toddler who was hiding under his tires during a game of hide and seek with her father.

I just a had a great wrestling match with my 4 toddlers last night (they won).

I would have kept that car forever if I didn’t have to lower the roof to get my backseat toddler baby in the car.

https://vimeo.com/34338392 I've never seen that one, his first daughter was only a toddler.