In working on construction loan financing, the lender informed me I'll need to unencumber that portion of the property (makes sense) before closing on the construction loan.I understand there to be two methods generally speaking: refinancing my mortgage and removing that portion of the property in the process OR attaining a partial release from the lender to remove that land.I *strongly* want to avoid refinancing as I have an amazing rate, but partial releases seem complex and also require a survey.

You should always look for Tax-Deferred and Tax-free methods to Invest.

The straightforward method is to do everything yourself, as in my example above.

So, back to the original question of what if you just found natural buyers for homes?  

Tools were recovered and pest control was terminated.So we are naturally in a very secure area in one of the safest cities in CA.  

Quote from @Stuart Udis: The natural buyer of the entry level SF homes have limited cash and therefore the biggest obstacle they face is funds to close.

I also assume a 3-4% yearly rent increase, which naturally increases the vacancy and repair amounts over time.

@Tyler Bushey nice try, those of us with oil are often a mile or miles from natural gas and propane is $$$ and even if you had gas if  you have one boiler it doesn't solve the problem. 

By nature a business is all about cash flow, equity is second.

So I believe I can pursue this in September since the judicial council has ended the eviction moratorium so court proceedings of this nature other than covid can proceed.