Waynesboro has been hot for a couple years. 

I would definitely invest in a pool heating system OR get a hot tub.

The HOA bill comes with advantages for this population because it also usually comes with some amenities like a pool, hot tub, gym, etc.

Hot water is usually separated it is just the cold water that is often not.For a very large building a flat fee is the move because the back billing and tracking of who paid for what would be hectic, but for a small MF like a duplex it is very easy.I split the bill by the fractional amount of people who live in the unit.In other words, the amount of people that live in the unit divided by the total amount of people living in the builidng.So if there are 3 people upstairs and 2 people downstairs.the upstairs pays 3/5 of the bill, and downstairs pays 2/5.No need to separate anything, you know the tenants will cover 100% of the bill and this approach is fair. 

Needs some new windows in the near future but overall the previous owner had set the home up pretty well with a nice big newer bathroom, solid countertops, hot water heater and recent siding.

Clearly this is a hot topic, but I think the 'feces art gallery' mention has been my favorite part so far...

It's not sexy, and 24-year-olds would rather spend thousands listening to a YouTuber who promises secret shortcuts that tickle their ears. 

It's still just over 3 weeks away, but questions are already ramping up regarding the impact of the Fed's rate cut on mortgage rates. Here is exactly what the rate cut itself will do: NOTHING!
The easiest way to und...

I recently had a bit of a shift in my perspective on advising clients to pay points recently and here are my current thoughts.  Feel free to disagree.  As a lender, I look at rate sheets and loan estimates literally a...

I don't know the cost of your fridge, but my CPA would simply expense it.The funny story is a rehabbed a house, bought appliances in a refrigerator, hot water tank and depreciated the entire rehab over 27.5 years.