Reasons why they don't close: 1. borrower doesn't tell the whole story 2. lender fails to ask questions 3. property in bad condition or C class and doesn't appraise for sale price 4. borrower believes it can rent for a lot more than the market shows 5. property weird/ancient crumbling/not habitable 6. title clouds...Here is what you need to start to work with for DSCR at many "shops":Loan amount above $110000, your mortgage FICO 680 middle, no forbearance/ no mortgage lates, market rent survey and rental agreement more than cover the PITI, you have a written quote for insurance, you have reserve money in your checking account, the down and closing costs are in your checking account, you have the vesting ready to go, property is not a rehab and is ready to rent, your lender broker has been in the business more than six years and can quote all the terms and ins and outs needed. 

Leadership changes.So, not only are you subject to currency fluctuations, but you're also at the whim of a government that may change the rules to suit their convenience (like Cristina Fernández de Kirchner in Argentina attempted to drastically raise taxes on farms to make up for a budget shortfall) or even completely change (Egypt, Tunsia, and I'm pretty sure we've not seen the last of that.)The countries you mention are more stable, but all have various issues.

It’s an ancient argument to which sensible investors no longer subscribe.

That ancient Hawaiian disease lackaloot worked to motivate me back in the day.I didn't know what I wanted to do when I was young.

Here are just of few of the examples of countries that certainly are treating the US well.Last year expenditures for Pakistan $2.1 billion, Egypt $1.6 billion, and Libya $13 million.

Peter- it is 8 a.m. here in Egypt.

As a certified lead technician licensed by the State of Ohio it has become obvious to me that  once a landlord installed vinyl replacement windows and new flooring over ancient wood and asbestos tile floors this can become a tenant cleanliness issue.   

Tight enough to capture most pollen and dust, but not so restrictive like the expensive filters.My unit is an ancient one from the late 70s or early 80s.  

Don't believe me denial is not a river in Egypt.

is America on its way to being one of the great civilization to collapse like Rome, Egypt, and several Chinese dynasties.