You have more market insight than the average Joe and are way less likely to walk into a deal and leave without a shirt. 

On top of that you have the added inconvenience of needing transportation (another cost) just to get there and it ends up taking more of your time up just to get a shirt washed.So I still think that even with tenants having to pay to do laundry per load, it's still an added convenience that should increase how attractive your property is to tenants.

@James Stamp,Can you round your offer up to $200K?

Do we have to pull it out and sell or gift at the current market value, thus adding to doc stamps and taxes paid for removing from IRA?

I don't want to lose my shirt buying this property.  

The deed is not recorded yet, so I'd like to see if the transfer stamps have been payed correctly.

You can lose your shirt in multifamily just as easily as retail properties.

Plans come from architects, and then get stamped by engineers and then approved by code enforcement officers.4.

I close on a shirt term rental on Lake Superior at the end of July that I will also be using occasionally as well.

You could address and stamp yourself by hand but Vistaprint printed, addressed and mailed it for 15¢ each - in my mind a no brainer.7.