No harm no foul Jim. 

There are too many decision makers outside your control who can harm your obligations to your tenants.  

But like buying a lotto ticket, if the possibility of "winning" makes me happy and excited, then what's the harm done?

No harm there.The other buyer's initial attempts at financing fell through and so I came in with the same offer but much more solid terms (BIG earnest $ amt and no financing contingency) and so the seller dropped guy #1 after the due date was reached and signed my offer.I have the money to buy it all cash, but I really don't want to.  

Try googling the term "house hacking" and you will understand.I meant no harm and sincerely do hope you use the resources on BP to better yourself and your investing career.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

I see this as a loss to the community and harmful to lower-income residents.As an alternative, I have been trying to do what I call "Value Builds".

There needs to be mechanisms to be able update a property and raise its rent to market that isn’t overly harmful to tenants or landlords, and then you’d have a good functioning market.I agree its not a bad thing, but it isn't a good thing either.

Further, the government is essentially telling people to not go out and shop, which continues harm to these businesses (while helping the public health).

An experienced investor who is well-capitalized can deal with the issue and continue making payments, without harming the seller or their credit.