Just look at the global data, things are slowing down.Consumer's sentiment in the states has also started going down.The biggest issue that I see is that the Fed is trying to alter the natural cycle by cutting rates now.

did you take offense to me calling you a "guru"?  

DespiteAmendment 64, the federal Controlled Substances Act remains in effect in the State of Colorado.This Act categorizes marijuana as an illegal Schedule 1 substance, the possession, distribution ormanufacture of which is a criminal federal offense.

Start going on the offensive and start making your own demands.Let your insurance company know what is happening.

No offense lawyers--I HATE lawyers. the bad ones will make you HATE lawyers...  

Account ClosedYou seem to have taken offense to my post so I apologize as that was not my intent. 

You can open a CSV with notepad.exe, perform global edits on the column header names and then save for subsequent import.

Three have pretty much knocked themselves off my radar because they hit too hard and it seemed WAY too easy BUT with fees UP-FRONT... yeah, fishy: Aquila Loans, Weston Curtis at Brownstone Global Lending, Mavis Adrew at Lendmark Financial Services.

@Ryan Hopkins - Ryan - absolutely no offense taken.

If you have a good relationship and can throw out numbers without being offensive go for low or NO downpayment, 3% interest, low payment AND longer term.