I live in a very wealthy town and have worked for more than one retired multi-millionaire who drove a beater.Non-operational vehicles are another story.

One became filthy rich the other became very wealthy I'll let you guess which did what.Being greedy affects every aspect of your daily life.and not in a good way..

Danko The Wealthy Barber by David Chilton Men Are from Mars, Women Are from Venus by John Gray The Rainmaker by John Grisham Out of the Crisis by W.

(I usually go with the latter to build wealth. I

For now your wealth is actually measured by your positive cash flow from your investments that you take off as your personal income.

As you said, real estate is the long game, "get rich slowly", and the role of wealth is to make our lives better.I'm financially conservative so take my advice in that context.Regarding the options you outlined, personally I'd pick waiting until I had the 20% down.

Yep, biggest problem wealthy people have is not knowing when they have enough.

I welcome your insight as my goal is to keep this wheel squeaky clean as it moves to build wealth. I

I know that might seem like a "cop out" of an answer but net, I'm looking to invest so that in the about 5-7 years time, I'm significantly more wealthy than I am today.

They are very wealthy financially but lack in other key areas of their lives.I would rather have 50 million 30 years from now in my 70's and have a balanced and fulfilled  life in all phases then look back and say I have 100 million now but I overworked myself all of those years.So I have a plan and year over year want to reach higher goals but sometimes I say no to things to spend time with my  family, exercise, and just get out into the fresh air and feel one with nature again.Balance is the key.