Hoping someone could shed some light. 

If my residential deal has a hard money 1st with a promissary note w/seller for interest only payments until refi occurs in which I payoff my HML and then secure the seller's interest in the property by recording the junior lien after refi is successfulTo all that can shed light on what's going to be my best route to take in 2016, I greatly appreciate your time!

Good Evening,I was hoping other members could please help me in answering, and shed some light on my following 2 Questions/Scenarios .......1.  

But I hope that sheds some light on to why and how the bank actually looks at the loan.

Thanks again for helping me shed some light. 

Having MLS Access could shed some light.

If you have trouble finding one, you can try locating a company that sells & moves sheds.

@Aaron Osgood here's two articles you've probably seenThis one won't fix your issue but might shed some light on things...  

My tenant wants to put a storage shed in the backyard.

It's conveniently located at a round-about (street parking for 4 cars plus an area in the back that was once a garage converted to a shed).