Not implying you had that in mind, but just a lesson I've learned the hard way.  

I’m not stupid by the way as your tone seems to imply with every post. 

The way you worded your question (by saying they "ignored" it), implies they knew it about and intentionally did nothing about it. 

The fact he asked in a way that implies he is absolutely entitled to it would concern me. 

Ed Probably because the OP never checked out how things are intended to be done here at BP - he just decided to grab something from his own blog and try to promote that blog here.As Michael Perry's post implied, the OP was guru-like in his manner of doing things ...

Neither of these imply there is a cycle to Silicon Valley home prices.

As the name implies, it’s intended to cover liability for most everything (after the primary coverage in most cases), from driving your car to mananging your rentals.

That’s the one thing they can control to get out of buying the house.No other reason on the application except no cash.... which implies negligence of bad faith since they were stringing me along with no funds to back their contract.... they should never have went under contract unless they had funds.

Seems similar to having to provide electricity and water - doesn't seem to imply who pays.  

Do you see my naïve arrogance, my uniformed assumptions, my disregard to your professional career implying that I can do this because I have the net worth.