So it is a little gray area, but because of this, if the bank saw the name transferred into a trust and they don't have access to the beneficiary info they may not go down that road. 

In other words, certain topics are gray and you have to decide what course of action you are most comfortable with after understanding the pros and cons. 

In response to various issues surrounding real estate wholesaling, lawmakers are implementing measures to regulate and reign in this aspect of the real estate market.Understanding the Challenges:Real estate wholesaling operates in a legal gray area, with critics arguing that some wholesalers engage in unethical or fraudulent practices.

This seems like a cut and dry issue that tax pros would have a standard answer to, not gray.

I’ve been using white cabs with either speckled white Cesar or gray counter tops.

We only install waterproof laminate which is seen as more stylish (either wood look or gray) and can be mopped and disinfected if needed.

So it's potential gray area.

The case law and regulations defining what a dealer is are somewhat gray.

These gray areas need to be reviewed by an attorney familiar with such agreements in your area.I know, because I have used them and have been saved by them as well as having them end up as worthless as the ink used to write them.

Anything less can be gray and likely wind up costing your IRA.