.+ T retains her power as sole-tenant, can kick [B] at anytime (to settle disputes faster).+ Anything happen to the Apt, since [B] is T's guest, will [T]'s renter-insurance cover the damages?

Filing complaints with the real estate commission or the local board of Realtors, may make enable you to vent, but they will not make you whole.The escrow company isn't going to take sides in this dispute. 

What if you buy the note and the borrower disputes the UPB, payment history, etc?

If you get divorced, it goes thru the court and would provide a resolution on the house.

Thanks Greg,I'm with you. but according to 24.0053(d) the tenant can dispute the rent amount and pay that instead. in this case, they're saying the amount they own is $0. so I need to write an appeal to that amount.

If you ever think the tenant is going to dispute the charges and possibly end up in court, you may consider hiring a professional just to keep everything on the up-and-up.

I hope this clears up the confusion of Paul's complaints on this thread & I'll be happy to update everyone after we litigate this dispute. 

BE STRONG, BE RESOLUTE, BE CONFIDENT, BE UNBREAKABLE. 

I am currently investing for cash flow (and always adding value) but will also value invest during the right market conditions and with the right opportunities.Nobody is disputing the fact that appreciation and debt paydown are powerful forces of wealth generation.

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