Quote from @Tracey Watler: Hello BP, I was looking for a lender in Puerto Rico, I’ve learned that even though Puerto Rico has almost all of the products and methods of the US not all US banks lend in PR. 

The class instructor did show us various creative financing methods, but most of the time was spent trying to hype people up to become better people and help other people out of a foreclosure situation.

It varies a lot depending on install method, regional area, heck even a specific properties weather exposure. 

Have you thought about refinancing into a DSCR loan or have heard of the BRRRR method?

If you are considering using a more commercial method, such as a DSCR loan, those products are simply reserved for commercial use and not personal.

If that is your intention the slow flip method is not for you.

Only one of these methods involves "saving" money, and most BP users don't pay enough attention to it. 

Nick is a sharp investor U may want to see if he will engage you off line for some deeper dive in methods for success 

. - which I suspect you're already inclined to do.You can also investigate various methods of pipe replacement / renewal that involve trenchless technologies, such as pipe lining, pipe bursting, or directional drilling.

House hacking and the BRRRR method are great for stretching capital efficiently.