Your situation offers some unique opportunities, and I’d love to share my thoughts.House Hacking with Your Name: Given that most lenders won’t lend to an LLC for residential properties, using your personal financial status to house hack could be a smart move.

However, as a real estate agent with expertise in the Tampa market, you have unique insights and opportunities that could potentially yield higher returns through real estate investments.

Has a unique garage that is open air, but  roofed and on the same slab as the  rest of the house. 

I did STR in a duplex starting back in 2017 and managed for others in North Conway, Ive since converted to all long term tenants and happy i did so... unless your property has something unique or a "rare" amenity.... like, sleeps 30, I honestly would not waste any energy on it in the north Conway area. so saturated, and so much big money being invested in the hotels, its tough to match amenities vs cost, and I see travelers trending back towards the hotel style accommodations. granted, for the right price, I'd buy anything and figure out what the best use for it is. use airdna.co for decent data on # of Short term rentals in any particular market. can also identify opportunities. the point of my response.... be careful in STR in any area and always have a plan B. you can change a lot of things about a property, but your cant change your basis!

Built in 1890, this Old Victorian was converted into a duplex in the 70's by a talented architect who made some unique and extraordinary custom design choices (read Vaulted Sunlights) that make this property truly one of a kind.

If you don't have the cash for a 5% down payment then doing a HELOC might make you over leveraged, but everyone's situation is unique, having access to it might help you to have access to more capital if you needed it in a pinch.

Got to give a shout out to a tax lien investor who had some random gmail address and went by the name Ben.So, one of the unique things about note investing is when you buy a pool of assets is sometimes a seller is closing out their fund and will include assets that have no value.

For STRs, the idea of adding unique touches to make the property memorable is something I’ve been thinking about too.

As a lender I help clients with unique financing all the time, and have a couple long term hold investment properties but I am wanting to start “dipping my toes” into the flip world.

Unique Amenities: As others have said, it will depend a lot on the area.