The level of professionalism in the commercial world is a big standout to me as well.

No paper towels, no "flushable wipes", no dental floss, no hygiene products, no tee shirts (real example). 

Even for a credit union that's pretty aggressive, and at a high level, seems like a great deal. 

Best,WilliamThis introduction highlights your enthusiasm, transparency about your experience level, and desire to connect with others while establishing your goals.

I feel like I'm drunk as every one is not level or taken at an odd angle.

@Chris May,"This statement represents a base level lack of understanding as to what amortization is.

or, you can go into the high end neighborhoods where there's more margin... but probably the same level of competition as you're used to. 

This is a personal choice and depends largely on your risk tolerance level and the current demand for rentals in your area.Vehicle Repossessions: Having a vehicle repossessed is strong indication that a tenant cannot handle their money very well.

Assuming that this market will rise to the level of "everywhere else" and not inflate in relative lockstep with other markets may turn out not to be an accurate assumption.  

It’s a great place to network, learn, and level up your investing game, whether you’re just starting out or already have a few properties.