Renters insurance typically is capped at $7500. and covers their clothing, dishes, television... not what you own.

We use OTA for television.

The minors lost clothing, toys, television and computer games, etc, etc. so the kids are filing suit individually.

ACV is a cheaper policy that inputs depreciation into the equation where you most likely will not get back to what you had (let's say you have a $10k TV and the insurance company believes that Television will have a life of 10 years, each year the actual cash value will depreciate 10% so a stolen TV in year 5 would warrant the insurance company to pay $5k).

I attended an introductory sign up for my mentorship seminar at a local REIA from a well known former television reality star fix n flipper.

I am not an attorney and don't play one on television. take care. 

In each bedroom there is an old style television, they cost between $2 and $5 at estate auctions.Some people don't watch tv. 

The city will sometimes allow the re-use of an existing sewer line for a re-hab if you televise the sewer line with a city inspector present and it is in good working order.

Also put an old style television in the bedroom, not an HDTV unless you want to go high end.

If information is relevant to Landlord’s decision to rent unit, Tenant will have breached these rules.iii)Negligently destroy, deface, damage, impair or remove a part of the premises or knowingly permit a person to do so.iv)Profane, obscene, loud or boisterous language or unseemly behavior and conduct is prohibited.v)Criminal activity on or near such premises, engaged in by a Tenant, any member of the Tenant’s household or any other person under the Tenant’s control.c)Noise – Tenant shall not play or operate pianos, radios, television sets, or other devices at an unreasonable volume at any time that causes a disturbance to any neighbor and their peaceful enjoyment of the premises.