In regards to your EMD (from what I've learned so far) If you are within your inspection period still &/0r have some sort of clause in your contract stating ( “buyer has the unrestricted right to terminate contract with a written notice no later than ( inspection period date) than you have proof.

I moved in to rental in NJ 7 months ago and I am in a fairly unique situation where my landlord has become a mentor of sorts.

I am looking for some sort of guidance on investing in section 8 rentals in Puerto Rico.

I'd think there exists an option for a loan of SOME sort that only cares about the value of the asset, and that the loan stays current.

Hopefully, the five unusable pads have some sort of repair number that you can give them to make them usable so you have something concrete to give them. 

You will find tenants MANY times are not the most communicative or helpful sort.

Real estate investments can be great so hopefully you can apply what you've learned here so that if you decide to try it again you'll get a better outcome.I think what may have went wrong here is you invested in real estate at the wrong time, and with the wrong operator (syndicator), and perhaps didn't have the expertise to sort either of those two factors out.  

Your state may differ somewhat, but there is almost certainly a similar law of some sort.

I know that insurance companies will do this sort of thing.If you are interested in this sort of thing, list on Furnished Finder.

Bluegrass Savings and Loan, Volunteer State Credit Union...that sort of thing.Here there is Olympia Federal.