But to be honest I am no where near retirement or being able to spend more time with my little one.

It was open and  honest.  I

Semantics I know...

Im guessing it's just a matter of semantics but worth pointing out anyways as I think this is where a lot of new investors go wrong and ultimately end up buying themselves a job rather than an investment.

I was thinking one would get licensed in MO and the other in KS for now (mainly because we will both be working for a bit and can cover each other) but not completely sure if we will need to do that so thank you for your honesty.

To be honest - I can't think of many others in this instance.The reason it is that way is because the legislation is meant to eradicate discrimination in society. 

BUT, through the ever-expanding magic of the internet, you can still assess the honesty of a provider (to some degree) by using Google Earth to virtually walk the streets of the neighborhoods you'd be investing in.

To be honest, I had to Google "house hacking."

And, to be honest, I think there's benefit to being at arms-length with tenants. 

It’s just the ones that make sense from an investor stand point are all cash deals, but the point you made about multiple deals falling through really makes sense to be honest. I