Institute additional phishing attempt trainings with your IT group.Increase Cybersecurity: Ensure your software and safety protocols are up-to-date.

Unless I think I can time the market, I am going to keep deploying my cash in something better than that.I am also bearish on treasuries, which I think will generally see yields rise (and values decline) on anything with longer maturities (yield curve normalization and long term downward pressure on the ratings/"safety" of US gov't debt).

But ignoring the safety of your guests could cost you everything that you own. 

It gives hosts another opportunity to stand out by offering personalized or local experiences alongside their stays, which might justify higher nightly rates or longer stays.On the other hand, if Airbnb puts too much emphasis on Experiences and doesn’t prioritize fixing issues like host support, pricing transparency, or booking protections, it could feel like they’re diverting attention from the things that truly impact hosts' day-to-day.

If you just want to throw out a general amount for safety, I would say 15k, but there is a lot of good advice above on how to judge it.

The thought of making that a 25 year commitment instead gave me a slight feeling of safety so right away I started paying an extra $100 in principle to my mortgage every month. 

To maintain the Premises in compliance with the applicable health and safety laws of the state, and of the local units of government where the Premises are located during the term of the Lease.

Prioritize cleanliness, appealing furniture and decor, being pet friendly, appealing to your market, professional photography, great customer service, and great reviews.

Assuming that is the case, I would prioritize entitlements over paying off your existing mortgage.

Screen them hard for your safety and for theirs.