Market Appreciation is where you will make the most money over a 10-year period but is the least predictable. 

If you are one certain area, and only in that area, it becomes a little easier to predict what the premium will be.

No one can predict how much they will go up, and this simple clause helps protect the buyer and gives them a reason to get out of the contract.

ActualAs an example of the problem of Rentometer data, I looked up four recently rented properties on the MLS and compared the Rentometer prediction to the actual rental rate.

I thought fee-simple, lease hold and life estate etc. as types of ownership, and condo and co-op are created using other legal instruments.

The likelihood of all of these occurring is low in a typical subject-to transaction. its why way back in our day we did these with wraps CA has a debt instrument called an All inclusive Deed of Trust it wraps the orginal mortgage it is a second in function my dad had a company called CA wrap back in the day and did hundreds of them.. its de ja vu all over again.. he did this during the Carter interest rate spikes just like sub too is now coming to light in a big way because of interest rate spikes.. 

I have a feeling that his choice will be the latter....hence my prediction..."

Hi Brennan, A private loan might be a better option in this situation because it offers a clear and fixed return for your partner, making it a more straightforward investment with predictable income. 

However, I usually go the conservative route when comping deals (NOT based on speculation or exaggerated predictions).

The person who owned it before me filed an affidavit of correction for a mortgage he had on the property and referenced an instrument number that had the wrong legal description.