They recommend certain other products to help you but nothing is shoved down your throat. 

Yes there are products that can up to 80% LTV for DSCR with 6 months reserves.

And unlike some Midwest markets this positive cash flow is such that it includes realistic sustained expenses.How is this possible when west coast markets have poor initial cash flow?  

Are there lenders that will lend on the product at competitive rates that are similar to current 30 yr sfh amortization?

Also can you list some banks that allow the soft pulls when applying for business products.

Once you decide which type of exchange you want to do, you could then narrow down your product / company. 

These include accidents (I recently had 2 units destroyed by fire), natural disasters (I have had two units each hit by 2 hurricanes), property management turn over (they sell or stop being as good, I have experienced both), or turn over of team (I am turning over at handyman and I suspect plumber), or just wear n tear of property (slab leak in poor location, sewer pipes rotted out (one unit this month), roof, foundation issue, etc.).  

This can help you greatly with the additional depreciation.Ultimately, med to large MF and small 2-4s are totally different products. 

How about the simple obvious that the inputs to deliver the service/product have a base-line and market prices have, OBVIOUSLY, been at about as lean of operating profit margins as can be. 

In addition being able to do your own searchs and one thing out west here that was very productive for us/me was just going through the big Plat maps ( the actual mylar / paper ones in the day) We could find shadow plats.