The 3% credit should be reflected on the Loan Estimate so that will reduce your cash to close.

Every hammer strike, every brushstroke, was infused with passion and purpose as we breathed new life into every corner of this property, ensuring it reflected the very essence of home.And now, as the sun sets on this chapter, we stand on the threshold of a new dawn.

It will take someone with an over funded insurance even if your numbers were true over 15 years to reflect a noticeable difference.

Our partnership model splits profits evenly, reflecting our commitment to shared success and community-driven prosperity.

Our partnership model splits profits evenly, reflecting our commitment to shared success and community-driven prosperity.

As for the example of type of purchase @Jason Wray referenced- that price point reflects an appreciation that has not kept up with appreciation. - using 50% rule, that property is negative cash flow with high LTV loan at current rates. - I suspect every property in Walnut Creek has produced a far better return than that property in the last decade.  

Engaging in these forums and taking the time to complain about the length of a post, especially without actually reading it, reflects a lack of etiquette and ignorance.

Thank you for the encouragement and the reflection.

For example, I’ve done 12 deals that would reflect his “retail buyer program”.

I feel like all the calculations ( ex 4 square method analysis) and cash flow are going to be not reflective of out current situation since we will be living in one unit and renting the other two units.