I am personally very bullish on the Phoenix market.  

Have you calculated what your (monthly nut) is you need to survive business wise and personally?

I think it's just for text, not to talk with a live person.

I would not borrow from ANY lender I learned of over the internet unless I knwe personally people who had used them. 

I'm going to exclude my personal residence from this because I don't view this as an investment, I need a place to live.Excluding my primary residence my current breakdown is 47% real estate 53% stocks/cash. 

Gator most of the risk is on the person providing the earnest money.

People want reliability, honesty, being on time, and having a good personality more than just a few $$.

What to do with the equity in this property will depend on what your personal finance plan says about your asset allocation. 

Since your property has high resale potential, some lenders may be willing to work with you.Cash-Out Refinance – If you’re open to refinancing, you could take out a new mortgage for a portion of the home’s value (say, 60-70% of the $500K), and use the cash difference for renovations.Personal Loan – If you have good credit, you might qualify for a personal loan for part of the rehab costs, though interest rates are typically higher than secured loans.Partner with an Investor – Given the potential profit, you may be able to find a real estate investor or contractor willing to finance the rehab in exchange for a share of the profits upon sale.Your best option depends on your financial standing, timeline, and risk tolerance.

.- Navigating tricky landlord-tenant relationships when you live on the same property.While some people thrive in this environment, others find it difficult to balance personal space with their role as a landlord.### 3.