It did find some serious credit issues with the first applicants I had, and some minor ones with the second applicants.

There are guidelines and guardrails, but a challenging deal can have positives and a golden deal can have issues below the surface.

A potential issue that could pop up with the refi is your current address on the application being the subject property on a business purpose DSCR loan.

You have to pay fees, but you'll have a professional handling issues instead of bleeding money trying to figure it out for yourself, then you have your time free to pursue other things.

Tahoe isn't ideal right now as the local community is vehemently anti-Airbnb and the permitting system is challenging to navigate.

If while asking the questions the loan officer says that the sub to property that you are getting ready to buy would become an issue then just close on the sub to property after you close on your refinance. 

The Tax Claim Bureau will automatically issue a Deed. 

That is done via placing the highest quality tenant possible, keeping issues to absolute minimum, keeping maintenance and service calls to minimum, because to make it work properties have to operate on cruise-control.

Finding borrowers won't be an issue, so I wouldn't worry about that piece, just making sure you have an agreement you are comfortable with and borrowers and properties you are comfortable with.

Traveling to other states isn’t an issue for me.