The area has certain advantages like shelter from regulation risk (pretty much as low as anywhere in the country if you buy in the approved STR tourist zones) and long term security (people aren't going to stop going to Orlando anytime soon). 

Too often, I just hear people say they are "looking for a good deal", but defining that good deal in a specific area makes it much easier to spot. 

What would people recommend I pursue, commercial or residential broker? 

These people are not necessarily in the business of lending money and loans from them can be negotiated in any number of ways.

They are certainly around and people do not necessarily talk about them as often.  

For a lot of people they will ve so overwhelmed and in shock that they just want to walk away.

Creative and thank you for sharing, I'm sure this will help a lot of people in the same predicament. 

This group is full of knowledgeable people, though you may sometimes get conflicting advice.

However, a few things you could do: You could talk with them & learn more of their story to figure out why their credit score is low as well as the type of people they are.

I've heard of people doing this, but you need to be rehabbing it enough to make it higher value so ideally you need to be purchasing something that needs some rehab so that you can increase the equity because otherwise you're not gonna have enough equity to pull out