Anytime someone brings up a reason you will counter it with your own logic and actually push yourself further and further away from where it seems like the place you want to go.

And the logic is simple, if everything else like this trades at 7.5%, then why shouldn't this one also trade for that?

I believe this is a logical first step. 

Let's look at your situation LOGICALLY:)OPTION #1With your combined $100k for a down payment, you could buy a $1M+ SFR home in California. 

Another house in a D area, the local group of guys just decided to kick in my 6 ft security fence, no reason/logic, they were just mad because it added extra time  and they couldn't cut through our yard.   

According to Core Logic (a reliable source), Ohio has the 4th lowest percentage of investor RE. 

That seems logical - The way a seller financning transaction "should" go is the same as any other type of financing.

Our first handful of deals did not really have a value add component but we both realize that is the next logical step. 

Thomas,As several other posts have mentioned, a property claims should not logically impact the eligibility for Umbrella coverage. 

Core Logic recently released numbers showing YOY rent increased almost $700 for a San Diego SFH.