Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

You have to allow time to do its job. 

By no means am I a millionaire or did I get rich quick and quit my day job right away.

But day trading is a job at best and a nightmare at worst. 

I'm a divorced dad to four and I'm working two jobs and never around to see my youngest.

While the co-signers add some security, the family’s newness to the U.S. and uncertain job situation make them a higher risk overall. 

My job is explaining the rules.

I’m in the 33% tax bracket through my real job and this could be a big difference in taxes owed if we sold the property?

I'm a small business owner and my partner has a corporate job. 

Findlay is a real oppotunity beause you’ve got a combination of stable job sources, a decent population size, and often lower acquisition costs compared to bigger metros.About choosing an agent..