Use caution when borrowing against your stock portfolio, especially if it's a high volatility portfolio comprised of individual companies.

The entire goal is to help you / individuals like you who are interested in a finding an agent who works with real estate investors.

Detroit has a mix of affordability and strong rental demand, with properties under $200k that can cash flow if approached correctly.

And like many other cities, vacancy rates are still low, lots of demand for housing of all types.  

I can't tell if you want to buy land from an owner who finances or if you have the funds to buy and then sell the lots with you being the owner who is financing to individual lot purchasers?

I would like to connect with like minded individuals.

Hypothetically, if I found a property with strong rental demand, the income could cover loan payments, operating expenses, and generate a modest positive cash flow.While this example involves upfront risks, the idea would be to leverage my father’s expertise as a contractor to minimize renovation costs, boost the property’s value, and create a long-term asset that appreciates over time.

So I get your hesitation to be too demanding and your desire for the problems to go away as fast as they can, however since you have NO property manager ( I don't use one either), it is incumbent that you take a more ACTIVE approach with management of your property.Let's review your situation.  1st time leak occurred, you sent a plumber over to find the problem.  

You would have to go after the one individual for non-payment and you could only remove the other three by going through the legal process like you would for someone on a verbal agreement, which puts you in a he-said, she-said situation. 

I adjust pricing based on demand, like raising rates during peak season or local events, and lowering them in slower months to stay competitive.