As long as it is held for investment it doesn't matter.

In all truth, my laminates - even the cheapest off-the-shelf Lowe's stock ones - have held up just fine and were the best choice for my B units.

Don't be held up by analysis paralysis.

When you refinance after a few years this is no longer necessary and the appraisal can be much higher.The regulations for selling before 10 years only mean that you will be taxed if its held privately but with the BRRRR strategy you don't sell, you just refinance.

You have so many tools and resources with the software and you basically get your hand held through the entire process of finding a deal, making an offer, closing and so on.

Then on Reddit groups and elsewhere I encounter young people who seem to believe homes are least affordable ever (not true) and they held these views more than 2.5 years ago when homes in my market were more affordable than most of the last 50 years.  

I know anybody can sue anybody for anything nowadays, but it makes me feel a little better to separate business from personal.Since our policies with NREIG kind of piggyback off their master policy, there's probably some clause in the master that will only allow them to add investment properties held in company names....just guessing here, but it makes sense.BTW, the comment this original thread started from, is much easier today.

Title is held by the 3 trustees.

I bring along a modest amount of real estate experience, having held a number of roles as an investor, developer, broker, and manager, having facilitated the acquisition of over 650+ properties 🏘. 

But if you've held for 20 years that mortgage is going to be next to nothing anyway.Whether you are buying a new place or evaluating your own portfolio, if you value current cash flow over leverage to allow you to buy more properties, then you shouldn't have any debt whatsoever.