I am new to BP so far I really enjoy all of the information that is at your fingertips and the awesome advice.

Hope you enjoy.  

With the points, we have enjoyed the flexibility of going when and where we want.  

I do enjoy my day job and hope to stay there as long as possible, with the hope of peeling off by 45 (just turned 40 this month) and after that would consider maybe using the cash flow to benefit me a bit. 

I would consider taking over a turnkey property there but wouldn't advise investing in a conversion unless you're going super luxury or simply want to enjoy the area yourself frequently.

Anyway, I don’t know if this is a dumb question or too vague, but I’ve really enjoyed the Bigger Pockets website and all the info on here.

Do you have a full-time job already, assuming you have extra time, do you want to spend it doing another brain-draining task or would you rather spend it enjoying yourself?

I’m glad to hear you’re enjoying the site so far.At this stage, the biggest thing to focus on is your strategy and how much time you can commit.

You are allowed to enjoy your real estate.It doesn't make sense to me to move out of the home you bought just to rent another house unless you were moving states.

If  you are in the 20% range, you are better off going to the casino and putting all of your money on black and seeing what happnes.Since you are out of the area properly calculating cash on cash returns can be difficult because you have variable expenses to calculate.