Is there a document that says they owe me extra if the utility bills get too high?

Less of a supercharge and more or less fake news...

Also, I'm pretty sure it violates Frank Dodd or one of the other acts since you legally have to show/document that the borrower can reasonable pay back the loan.Sounds like you have a 5yr term loan with a 30yr amortization. 

And their loan documents will definitely work in their benefit if they foreclose on a property...

Have a realtor take him thru a close document package.   3.  

Pace also has shared his legal documents with the community which get updated.When I joined this lifetime membership I didn't realize how much additional value he was going to share.

You can reach out to me via email, this is something a lawyer can review your loan documents and lease, prior to execution.

Protect yourself.Our loan documentation package includes several handwritten forms that the borrower must complete at various points during escrow to establish the intended use of the funds.

Piggybacking off Peter's number 1 point- get the design team (architect and engineer) engaged as early as possible and let them get construction documents/drawings going as soon as you're sure of the deal going through.

If it's formed right, typically all that's required is a certificate of trust and a few more documents to show the chain of ownership and grantee/grantor.Will this be a rental?