hurdle.He was not primed from past experiences to think lenders hate restaurants and restaurant owners, so he didn't go the route of thinking it was "anti-restaurant discrimination," but behind the scenes, truth be told, several of our partner lenders did in fact deny the loan outright based on "we are not looking for new restaurant opportunities at this time."

Yes I have insurance, but insurance companies can also deny your claim...happened to me for a car accident.

For calculating this, there is a bunch of methods, first months rent is easiest to understand and execute, but might not represent how much work you put into the deal especially if the tenant is very picky or gets denied.

But if they deny the nonconforming, I could back out while still being able to tempt them with an offer that is reflecting of this risk and subdued interest.

I have a listing priced at $2450 (4 BR, 2.5 bath).
I am currently focusing on 1 applicant who makes ~100K in her current job for 25 years, excellent rental references for past 9 years but my rent is $800 more than he...

Hey @Denis Ponder, once again I am in agreement with @John Underwood.

Arizona has a statewide law that prevents cities from not allowing STRs and restricts local municipalities from over regulating STRs....CA does not.It's true that SB1168 now allows cities to require licenses and guest checks, but at least they cannot deny them completely.Just my .02 

I have seen many of buyers/investors "Not ask" and then look for help after a lender denied them or caused them lost time and money!

She’s tried to invite me twice and I keep getting denied?

At first I denied all these ppl but as I sit here with no prospects, wondering if allowing someone to rent out the space, sleep in the van at night would be an issue?