A true Portfolio program offers a 15% Down for any SFR or up to a 2-4 Unit Multifamily but requires proof of some sort of income.

Some owners like collecting late fees. 

.), Either a US credit report or credit trade line history in your country of origin, US Entity documents (EIN, Operating Agreement, Articles of Organization,), 2 months bank statements for proof of closing, and 6-12 months reserves on top of closing costs and DP. 

And when they do try to make stuff up to try to come across as right, what they don't account for is  I don't stand for that weakminded crap and I show more data and proof  that they are in fact wrong.To insecure people, this is "chest pumping".

You will also need SOLID proof of mismanagement, not just being unhappy. 

You can find higher ROI (on paper) here and probably in other cities…but the probability of actually collecting rent significantly decreases.

I just want to sit back and collect cash flow checks. 

My property manager I don't think has a chance to relax, but she does have systems built around her to free up the time when it comes to regular maintenance and rent collection. 

I asked for proof (receipts, itemized costs, etc.), but he hasn’t provided any satisfactory documentation. 2.

Ultimately the tenant will be charged for it through collections or a judgement.