With another child coming, I think you will appreciate having the peace of mind that you are not leveraged to the hilt and still have a larger, more comfortable place to live.

We also happen to be selling our primary home in August as we have a third child on the way and need more space (among other reasons).

And with anticipated child support added in, just counting my W-2 income alone raises my DTI too high to qualify with all my debts total.So does anyone know of any lenders who would count that spare bedroom income in my DTI for refinancing?

Or maybe after a few years you decide one or two are just your "problem child" and you want to sell them to reduce your headaches by trimming the fat. 

Right now I have a steady job and my wife and I are expecting our first child in November.

I would end up paying more in child care, and I would never see my kids.

I'm an “empty nesters” and with a child moving out to college in the fall.  

They must be current on child support if any and current on student loans if any.

These days, state laws hold landlord responsible for renting to sex offenders and criminals, and I'm not sure how my insurance company would handle it if one of your subtenants, a known child molester, molested a neighbor's kid.

Right after we made the offer my wife and I found out we were pregnant with our second child.