Rougher semi desert areas of Oregon NV Idaho will bring in lower price points..

I can buy a 2-4 unit with 20% down vs conventional can only buy a 2-4 INVESTMENT property with 25% down 4. there are options where DSCR loans dont repot to personal credit, helps in not having to show a bunch of paperwork or not one person in a partnership has to carry the debt5. way less paperwork to close on this loan type vs a conventional loan. we care about the income of the property you're buying and it's ability to service the debt of the property whether we use long term rents income, lease income, or air dna/bnb income.6. easily buy in partnerships, add people to your operating agreement, its as easy as that so bring partners into a deal. helps with scaling and raising capital or getting partners involved7. gift funds allowed to close on these as well, and like I said earlier, there's only a 10day seasoning period of funds with some lenders so that means you can literally have a private money lender deposit money into your account 11 days before closing, and you can use those funds to close!

You might want to consider using your equity in the land as your contribution to a partnership with someone that brings that sorely needed experience to the table.

You could set it up as an Airbnb, but that brings me to the next section.Airbnb & STR ValueAlmost all of the major cites, especially Florence, have created bans on new Airbnbin their cities.

I wanted to create an STR experience and bring my bold ideas to life.

We are trying to bring money into Portugal in the most tax efficient and legal manner possible. 

And than the fact that density brings it's own problems and added expenses.

This should bring up all of the homes in your area with pools.

Who knows what new whiz gizmo tomorrow will bring that requires more umph.

If youre asking why the loan amount is only $220k and you have to bring $120k in a downpayment, then the lender is likely being conservative due to the variables of the deal (or maybe this is an inexperienced lender).The loan amount is 67% of the purchase price.