I just downloaded it and tested it for a couple str cleaning bids and it’s giving me a very good idea of how much cleaning will be.

I read one gent saying that his average tenant stayed 18 months, which sounds like a lot of work.  

I am not really a real estate finance guy - I am an equity research finance guy, but I was under the assumption 7% mortgage rate was average.

(just looking for a ballpark here)- Average number of room turnovers per year - PadSplit says the average tenant stays 9 months- Average cost of each room turnover (room & carpet cleaning, repairs due to wear and tear)- Repairs and maintenance - how much are you typically setting aside for this?

The US average is 6.0%.Binghamton has seen the job market decrease by -0.3% over the last year.

I don't know your specific market all that well but have you done some analysis on your ADR during the high season X your high season occupancy rate and determined whether taking lower priced slow season bookings vs letting your property stay vacant during the winter averages out in your favor?

Because one of the conditions is that your average stay must be 7 days or less.

What I like about them is you can also get carbon copy forms which is what we use or you can download them to get electronic PDF versions. 

Its variable, so they need to see the trend over two years to be able to average out what a monthly average income is for a property. 

S&P 500 index fund has given a historical AAR (Average Annual Return) of 10 % in the last 60 years and 14.5% AAR in the last 15 years as of today.