Detroit is on a recovery at least that my impression or at least the northern suburbs. 

“While rising prices are lifting home owners out of negative equity, the strong price recovery amid the modest growth in incomes is also making homes less affordable and dampening demand.”Source: “REALTORS® Expect Price Growth Moderate in Next 12 Months,” National Association of REALTORS® Economists’ Outlook blog (Oct. 5, 2015)

@Jon Holdman How long did it take your credit to recover? I

The average American watches reality TV and follows sports and Hollywood actors and the actors/athletes receives part of the average American's paycheck.

I know when I get an offer with more than the standard few, I favor the other offers.I only have two...and they are usually a part of the standard PA anyway.1 - Contingent on my partner's inspection (this covers a quick out in the beginning if my inspection reveals problems).2 - Contingent upon ability to acquire financing with terms approved by the buyer (this covers me for both my EMD recovery and exit from the deal at the end).

The property is worth $100k - so there is a sizable recovery potential for the second lien if the first is only $75k.  

February, 2015 housing starts are down 17% from January to 593,000 units annualized, which is essentially the same as February, 2014 which had 589,000 housing starts annualized.Unadjusted non-annual starts:February 2015 = 40,700February 2014 = 40,600February 2009 = 25,000February 2005 = 124,000February 2000 = 88,000The current level of housing starts is at 1980 levels, and about 50% of the starts from 1980 to 2006.The housing starts are 1/3 of the totals in 2005, ten years later, Where's the recovery?

But it looks like the combination of mortgage paydown and market recovery will make them worth something this year.  

I worked as an athletic trainer onsite at a coal mine.

First step to recovery is admitting you have a problem... :)Having said that, while stating your goal is great I would highly recommend you break that goal down into much smaller pieces so you are able to track your progress (i.e.