I still believe affordable housing is a great investment. 

I would look at it in terms of whether you can afford a worst case scenario where you're covering the deductible and have a credit line or cash to front the re-build cost and getting reimbursed from insurance afterwards.

Its a nice little cheat/loophole on the mortgage side that can help afford a larger home pice and increase your chances of getting a home or other loans.If you have any questions feel free to reach out I am always happy to help and go over the basics.

Combine that with America’s housing shortage, and the solution becomes clear:We need to build more homes that align with what buyers can afford.

This is a great way to get an affordable deal.

People who live in a slum do so because that is what they can afford.

I Offered it to them at 10% below market with him paying utilities. he wanted it, so I screened him to verify he can afford it.

You could live in one unit and rent out the others to offset your mortgage, staying within your $4,500/month affordability limit.

Quote from @Lorraine Hadden: I have client who are try to wait for interest rates to come down rather than buying what they can afford for the best rate and hold.

If they cannot afford it then talk to the bank about a short sale or let it go to foreclosure.