Quote from @Don Miller: The following is not to express any level of happiness or unhappiness with the build:Received change orders totaling $14,970 for 18 additional loads of fill dirt over allotted amount in contract (fill dirt arrived in December 2022), 7 loads of septic sand over allotted amount, and rock excavation at the septic site.I deal with all of those issues on new builds.

If you are looking to refinance the rate and aren't concerned with taking additional equity out on your property, then you should use a rate/term refinance.

Citizen Borrower Eligibility Requirements, for additional information.

Additionally, regarding the legal structure, an LLC seems to be the most suitable option for our situation.

Give her 30 days notice now, keep her security deposit, and send her a additional bill for damages to the unit in lieu of taking her to court for the damages.  

They forget time is money and the PMC shouldn't be expected to do this without additional compensation.Also, many owners are too focused on the cheapest price without understanding all the potential pitfalls. 

The only additional thing we do is send them to collections.

Chris,What are you looking to finance or accomplish I ask because with a quick Yelp review there are some negative reviews.

Electric: is the easiest to split, but may require holes cut in walls to separate the units.Gas: gas lines aren't as flexible as wires, but it can usually be done affordably.Water: most cities will NOT install additional water meters on a property.

Additionally, they may have in their contract that if the property is sold that their company will broker the sale through their own brokerage company.Lease Option Partnership Benefits- The property is purchased at a discount which creates instant equity at the start of the investment.