The ability to do what you want, when you want, and have money coming in to support that.Things to work on: savings, credit, going to local real estate meetups, listening to podcasts, reading books.

And I do this without parental guarantors. 3) ABILITY TO RAISE RENTSRaising the rent $100/month on a family is a big deal.

. - Americans only first lien 30 year mortgage with 24/7 draw ability 24/7. - The only first lien mortgage in America that recasts interest every time you make a deposit! 

What you are chasing is time freedom - the ability to do what you want when you want because you have the foundation financially to do so.

It's also a bummer to be a creditor to someone who's over leveraged and putting investments on credit cards even if they are interest free for 21 months.I wonder what your reserves are like, both for your investments and for your ability to withstand a loss of a job or income.

This in return has been affecting my ability to secure a recent refinance I attempted with a renowned bank.

Recently, NYC Council has passed a bill, the F.A.R.E. act,  that shifts the brokers fee to who ever hired the broker (Usually the landlord).

And, comment to all, is there any ability to track these assets and see who owns the notes right now?

If you do cleaning yourself, you save on the largest expenses but also limit your ability to scale.

ability to use the whole amount and how so ?