Renting offers flexibility and lower upfront costs.

However, landlords are investing heavily in upgrading office spaces to meet modern tenant demands, such as flexible work setups and health-conscious designs.

There's room for flexibility depending on the desired tax strategy.Once you have more than a few properties, you'll want to consider software.

Some lenders might allow you to add renovation costs to the loan to help you finish the project and avoid a loss.Explore Other Financing Options: If your hard money lender isn’t flexible, you might consider private lending or even a joint venture with another investor.

My preferred lender for all of my clients is a broker and everyone likes having more flexibility with him.

Using an FHA loan with a 3.5% down payment allows flexibility in budget planning.

Honestly, the conversations I've had with my clients that are debating the portfolio v. single asset refinances have landed on how much do you value flexibility.

You can buy US Treasuries right now and some CDs and get 4.5+% return while maintaining the flexibility of keeping low cost debt on the properties. 

The flexibility worked out better for them in the long run.Here’s the thing though.. if you’re really gunning for the 60% bonus depreciation in 2024 before it drops to 40%, you might want to negotiate with the seller to honor those existing rentals only until mid-December, like you mentioned, and take over self-management for the last few weeks of 2024.

Keep your exit strategy flexible; if the duplexes don't perform as expected, selling could be a safer option.