Consider exploring townhomes or single-family homes nearby with fewer HOA restrictions for more flexibility.

Consider consulting with real estate professionals who can provide valuable insights and guidance.As you move forward, remember to remain flexible and open to opportunities that arise.

Instead of fixating on a strict 1%, 2%, or 0.7% rule, think of it as a flexible guideline that needs to adapt to the market and specific property characteristics.

With its year-round tourism and growing population, Branson offers flexibility for investors who want to balance between the two strategies.

The HELOC will provide flexibility to draw funds you need for rehab and the purchase of the property, whereas on a HELOAN you will be paying interest payments on the entire balance from day 1. 

Smart move leveraging hard and private money for flexibility, and congrats on the above-listing price escrow—shows strong demand for a well-renovated property!

I would say this to make sure you are planning your financials ahead of time to keep your options open and help you be more flexible when working on deals.

Once you have a few deals, like maybe 10 under your belt and they get to know you, they might be more flexible on how much they will lend.   

These loans often have flexible terms, can be held in an LLC, and can cover multi-unit properties.

These loans are more flexible in some cases.As for banks in Cleveland, some of the more investor-friendly options to consider might include:Huntington National Bank - Offers business loans and could be open to working with foreign nationals investing through U.S. corporations.First National Bank - Another local option that has experience working with investors, especially through corporate entities.