@Sean CavanaughFirst of all don't be so quick to pull out the race card because you didn't qualify for refi that would have saved you $2400-$2000 a month.Based on the limited info you disclosed you were denied, in my opinion, because you're dti's ( debt to income) ratios were too high.Care to disclose what your dit's were when your loan was run through desktop originator so we can get a better understanding of your loan scenario?

Hello Aneita, I found that it only works when I'm on my PC and not my kindle or phone.

On a PC running Windows 7

Just because you have not seen or heard of something being done doesn't mean it hasn't occured.Btw, you can claim against an estate (I've done a number of these) or an estate can perfect title within probate via a PC 850 Petition to Quiet Title, however a PR cannot claim AP against their estate nor can an heir, the legal theory bring that you cannot be adverse against either your iwn interests or those for which you have a fiducuary duty. 

Does anyone know of a cheap desktop appraiser in the Houston, TX area?

thanks . its not working for my pc . the window of suggested users usually pops up .not sure whats going on but its not working

Personally, and this may not be the most PC thing to say, but I wish their could just be a blanket and legal standard in our country that...if  person needs a service animal of any kind...it needs to be a dog, cat, or miniature horse.  

This may not be PC to say, but don't forget to account for bribes when developing in the countries you mentioned.I have a friend who is an expert in stormwater and was working with the Bahamian government on solving some of their stormwater issues.

Wonder it is settings on his PC?

Or pop-up the address....Like on a PC when you're in google maps on street view, if you zoom out enough for earth and then click on the roof of the house, it gives you the address.