If you want more liability coverage you each would obtain an umbrella and extend the coverage over your automobiles as well as your home. 

Reason being, population exploded, largerly as a result of the automobile.

Of course, I can't buy any of them if I don't let those owners know I might be interested in buying them.Now, the ones I do own and rent out pay my mortgage, buy my groceries, pay my health care, cover the vet bills, pay for my automobile insurance, the visits to the dentist, chiropractor, and yearly medical check ups.

The Tesla fills a current market niche, which is a high-end luxury automobile that is eco-friendly.

Maybe the ibuyers…..just the automobile ibuyers are over paying to get market share and in the meantime losing huge amounts of money. 

The beverage and automobile industries are famous for this type of variable attack and we should use it as well.

Some would think nothing of dropping 50/100k, etc on a piece of jewelry or automobile; while others would scoff at the idea of purchasing a large dollar luxury item, and would use that to further invest, ie, buy more properties, invest in stock market, etc.Life is too short, and if you are in a comfortable financial position to be able to afford that "special" something that you've always wanted then I say, "Go for it."

In fact Cerritos Auto Square in California in the worlds largest has 29 different brands of automobiles.

In other words, do you spend $X creating a well known brand that pulls customers in without much additional marketing effort/expense, or do you spend that same $X on direct customer acquisition.In industries where customers are potentially repeat customers for life (fast food, alcohol, cigarettes, automobiles), spending that money on brand building is cheaper than spending that money on acquiring the same customers over and over -- that's why these industries put a ridiculous percentage of their profits back into building their brand.In real estate, the "customers" are the sellers -- they generate the income, even if not directly.

So the landlord gets tenant to agree to let landlord put in place renters insurance coverage; but maybe tenant had renters insurance coverage built in with existing insurance company on their automobile policy and just kept paying the premium.