Need a creditor attorney ASAP, lenders are generally first for proceeds, but they absolutely will approve a plan you don't love.

(This HOA was not FHA approved, but now even single-unit "spot approval" is no longer possible.)

@Aubrey Adams-Thanks for the post / question -I would recommend developing a hypothetical plan  ( purchase price / loan amt needed ) and get pre approved ..this process is free and it will help get you organized and also to educate you  in many ways ..if you never end up buying - no worries and no costs have been wasted 

Get pre-approved for a buy and hold loan- It could be multifamily, single family.... depends on the market3.

I was able to get the HOA to approve the addition of another small dock right behind my house with a 23 x 8 foot slip 2 years ago.

Rehab the house while you get lot split approved.

Many applicants just want to tell us their excuses over the phone, but if they won’t take the time to put it in writing, we find they rarely end up being good tenants.UnderwritingTraditionally, landlords have only looked at the income of applicants and approved those having income equal to three times the property rent.

This process is extensive, requiring community engagement and approval from the City Planning Commission and City Council.Given the predominance of multifamily residential properties in your area, there may be a precedent for such developments.

Currently FHA is offering no doc short sales through 4/2025, so you wont even have to provide any financials to get your short sale  approved.

I don't recall if Brandon asked my opinion or not but if he did, I'm sure I gave it to him.As for the property pres company and any other vendors approved by the Note School group, you question was what's the difference between them and all the others?