If you are worth “something” then you need the umbrella policy.

Quote from @Richard Volkov: I came across a new idea in the real estate space that’s worth discussing.

Thanks Cost to build is likely more than the worth of the unit.

Partnering with investors to share profits is another avenue to increase capital.

They become renters, MASS increase of renters.

You already mentioned Mid term, which can be a great way to increase cash flow.

My duplex - built 1989, 2,060 sf, 2 bed/bath, 1 year old roof, value if I subdivide (county already approved) and sell each separately $150k each ($300k total)Investor duplex - built 1995, 2,300 sf, 2 bed/bath, 5 year old roof, value around $310kThe investors initial request was for an equal trade and they would pay realtor fees, which I replied wouldn't be equal due to buying/selling costs (recording fees, title insurance, closing fee, survey, inspections, loan fees, 1031 fees, accountant fees, repairs), taxes would increase due to new sale price, I'd trade a 3.75% mortgage for a higher one, and I'm on the 10th year of a 30 year loan so resetting that to a new loan would restart amortization and pay more towards interest.

@Jamie Parker pay for some one-on-one time with @Jonathan Greene - it'll be worth it!

Quote from @Noah Wright: No, but here are some ways to increase ARV most dramatically:1.

More on DSCR loans in case helpful: DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.