This is getting very tedious and time consuming.

Most blinds are tough and time consuming to clean, prone to breakage/creases, strings break and get stained etc. 

I just think it is important for consumers to realize that they cannot use Handymen for everything (of course depending on their state as you say).And yes, better to jump in and get going.

Unfortunately, that is an expensive time-consuming process.

This negative position can consume years of cash flow to recover.

Rather than use credit score as a criteria, I reject for consumer accounts in collections and unpaid civil judgments.

If someone represents themselves as private lenders, check them on NMLS consumer access to see if they are licensed.

It’s doable, just more difficult, time consuming, with a lot more “contacts” needed for each “sale”. 

The bottom line is this: Concealment is not asset protection, proper (time consuming and expensive, I know) management, and good, prudent, practices (ditto), WHICH ARE ADHERED TO, and insurance (expensive), are needed for asset protection.

remember, these are NOT conforming loans, so all the consumer protections one might be used to having aren't there.